Month: September 2013

Working Mum – Do Modern Women Have it All?

A good point was made the other day. As a working mum my blogs so far have not actually mentioned how I juggle work and home life. I think a lot of the issues I’ve mentioned are things most parents experience and struggle with, but it has to be said that I wonder whether I would find it so difficult if I wasn’t working. It is an issue I’ve been thinking about for some time now and discussed with colleagues at work and friends . Modern women have it all – or we seem to have it all. It...

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Act now to avoid a Child Benefit tax trap

January 2013 saw the introduction of a high income child benefit tax charge. This was designed to recoup Child Benefit that was paid to families where at least one parent in the household earns £50,000 or more. HM Revenue & Customs (HMRC) estimate that 600,000 people are affected by the change. The tax charge is 1% of the Child Benefit payment for every £100 of income over £50,000. This means that those earning £55,000 will have to pay of 50% of the Child Benefit that they receive. Those earning £60,000 will pay a tax charge equivalent of 100% of their Child Benefit. Many people who are earning between £50,000 and £60,000 now find themselves caught in a tax trap. Not only do they pay 40% Income Tax on their earnings, but they also effectively lose their entitlement to Child Benefit. What are the options? HMRC states that the high income child benefit tax charge applies to those with a ‘net adjusted income’ of more than £50,000. ‘Net adjusted income’ is your income after certain deductions. Making pension contributions can be very attractive to those caught by the Child Benefit Tax Trap. It has the effect of reducing the ‘net adjusted income’ meaning that the Child Benefit is restored and higher rate income tax relief is received. The net effect is that someone with four children making a £100pm pension...

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Cuddledry Apron

Product Description and Price The perfect way to cuddle baby dry after a bath. The apron style towel slips over your head, thereby keeping your hands free for bathing and lifting your baby. £29.99 Why do you want to recommend this product? What a brilliant idea! I used this towel today when I took my 9 month old swimming, and dried not only him but myself too. You put the towel on as you would an apron and then dry your baby in your arms, cuddling him dry. I wish i had known of these sooner, it would have...

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Join the community!

Being a parent is a truly amazing, joyful and life changing experience. At times however, it can also be frustrating, lonely, and isolating. To help you have more fun whilst being a parent, and to help you get through the more challenging times, make sure you join the Essex Baby Community. The Essex Baby Community is a support network for parents-to-be and parents/carers of young children across Essex and it has three key elements for you to make the most of – each offering a different level of support and guidance. Please go to the ‘Community’ section of the website to find out...

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After baby arrives-the first 5 things to expect!

So, your little bundle has arrived, safe and well…what next? Lisa Clegg, author of the author of ‘The Blissful Baby Expert‘ summarises below the first five things to expect: APGAR score The APGAR score is a quick test performed on a baby by a midwife or doctor at 1 and 5 minutes after birth. The 1 minute score determines how the baby tolerated the birthing process and the 5 minute score tells the doctors how well the baby is doing outside of the womb. It is sometimes repeated at 10 minutes if the baby’s initial scores weren’t good. Breathing...

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